BUYERS
Purchasing a home is one of the most important decisions you’ll make and with the right advice, it can be an amazing experience. With a high expertise-level, and the Oxford Group can make a significant difference in making sure that you not only find the right house, but that you also pay the best price.
At the Oxford Group, we not only have a thorough understanding of the marketplace, we also have access to many properties that are off-market and an awareness of properties that are about to be listed. Most importantly, we know the important pieces that determine the value of a home; specifically, quality, materials, and craftsmanship.
When working with the Oxford Group, we will listen to your needs to find you the perfect home and we will make sure that you make the best decision. Once you choose a property we will represent you and your interests throughout the purchase process. We will negotiate the best possible purchase price and advocate for you during inspections, escrow, title, and closing. As the Oxford Group we will also advise you on how to make your new home better and personalized to you; including furniture, design, remodel and the best of the best in the business.
Please call us to set up a meeting.
BUYERS
Resources
A real estate agent can help guide you through each step of the buying process, offering sound advice along the way. By working with a professional agent who knows the ins and outs of the real estate industry, you’ll not only end up with a great home, but you’ll also walk away with a great experience.
Here are some of the key areas that an agent can help you with:
GETTING PRE-APPROVED BY A LOCAL LENDER
Your real estate agent can refer you to local lenders who work specifically in the Denver market. Why is it important to have a local lender? The Denver market is one of the fastest moving markets in the nation. We have found that lenders who are located out of state are often not accustomed to working at the pace that the Denver real estate market demands. The lender is the one who will go over your income and credit and then suggest the best financing options for you. They will tell you what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.
CHOOSING A HOME
For most buyers, choosing a home is an emotional process. An agent can assist you in this process by offering objective information about each property you look at. From local community information like schools and transit to home-specific details like condition and amenities, an agent can help you find exactly what you’re looking for.
MAKING AN OFFER
Once you’ve found the home of your dreams, an agent will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, an agent will then help you structure an offer and negotiate to get the very best deal possible.
CLOSING
Closing, or settlement, can be a complicated process. In Colorado, title companies handle the closing process and we close with good funds on the day of closing. In other states you may have closed “in escrow” but that is not the case in Colorado. A real estate agent will represent your interests with the title company and the seller’s agent and will help ensure that everything goes smoothly and closes as planned.